Wednesday, January 30, 2013




Shopping for a Home in Winter


A strategy for bargain hunters
If you've been thinking about buying a new home, winter is the time to start getting serious. Here are a few reasons to brave the cold and go on a house hunt:
The winter season has fewer units on the market, and sellers tend to need to move from their property. You can use that to your advantage to get a favorable deal.
Winter has fewer buyers in the market. Looking for a home in the winter can be inconvenient, and people are less likely to move. Families also tend to be on a September to June cycle because they are unwilling to move their children to a new town in the middle of the school year. Fewer buyers means less competition.
Lenders also usually have fewer loans to process and less paperwork to deal with (though this can change quickly if rates fluctuate). With lenders less hassled, you can expect a smoother process to get approved for a mortgage. But, as reported in Bankrate.com, there are exceptions to this rule, most notably in warmer parts of the country (especially Florida), ski towns, and in parts of the country where demand is so strong that it will not slacken during the winter months.
Finally, as all savvy shoppers know, after the holiday season comes the season of bargain opportunities. This includes houses, as well.
 

Wednesday, January 16, 2013

Prevent Frozen Pipes!

Preventing Frozen Pipes

Feb 15, 2011
By Staff writer State Farm™ Employee
What’s worse than a major home maintenance disaster? How about several major home maintenance disasters at once? For the quarter-million families who have their homes ruined and their lives disrupted each winter because of frozen water pipes, frigid nights can very quickly turn to ongoing, inconvenient, extremely expensive ordeals.
In cold and warmer climates alike, pipes freeze for a combination of three central reasons: quick drops in temperature, poor insulation, and thermostats set too low. Both plastic and copper pipes can burst when they freeze, and recovering from frozen pipes is not as simple as calling a plumber. A 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing flooding, serious structural damage, and the immediate potential for mold.
In the United States, frozen pipes cause a huge amount of damage each year; unlike natural disasters, this disaster is largely preventable. By taking a few simple precautions, you can help save yourself the mess, money, and aggravation frozen pipes cause.
 

Your Best Bet: Don’t Let It Happen

There are a number of preventative steps you can take to keep your pipes from freezing. Here are a few simple tips:
 

Before The Cold

 
Remember the three central causes of frozen pipes? Quick drops in temperature, poor insulation, and thermostats set too low. You can prepare by protecting your home during the warmer months. Here’s how:
  • Insulate pipes in your home's crawl spaces and attic, even if you live in a climate where freezing is uncommon. Exposed pipes are most susceptible to freezing. Remember: The more insulation you use, the better protected your pipes will be.
  • Heat tape or thermostatically controlled heat cables can be used to wrap pipes. Be sure to use products approved by an independent testing organization, such as Underwriters Laboratories Inc., and only for the use intended (exterior or interior). Closely follow all manufacturers' installation and operation instructions.
  • Seal leaks that allow cold air inside near where pipes are located. Look for air leaks around electrical wiring, dryer vents, and pipes, and use caulk or insulation to keep the cold out. With severe cold, even a tiny opening can let in enough cold air to cause a pipe to freeze.
  • Before winter hits, disconnect garden hoses and, if possible, use an indoor valve to shut off and drain water from pipes leading to outside faucets. This reduces the chance of freezing in the short span of pipe just inside the house.

When The Mercury Drops


Even if you’ve taken the right preventative steps, extreme weather conditions can still harm your pipes. Here are a few more steps you can take:
  • A trickle of hot and cold water might be all it takes to keep your pipes from freezing. Let warm water drip overnight, preferably from a faucet on an outside wall.
  • Keep your thermostat set at the same temperature during both day and night. You might be in the habit of turning down the heat when you’re asleep, but further drops in the temperature – more common overnight – could catch you off guard and freeze your pipes.
  • Open cabinet doors to allow heat to get to un-insulated pipes under sinks and appliances near exterior walls.

Before You Leave


Travelling in the winter months might be good for the soul, but don’t forget to think about your pipes before you leave. What can you do?
  • Set the thermostat in your house no lower than 55°F (12°C).
  • Ask a friend or neighbor to check your house daily to make sure it's warm enough to prevent freezing.
  • Shut off and drain the water system. Be aware that if you have a fire protection sprinkler system in your house, it may be deactivated when you shut off the water.

If Your Pipes Do Freeze

What do you do if your pipes still freeze, despite your best preventative measures? First step: Don’t panic. Just because they’re frozen doesn’t mean they’ve already burst. Here’s what you can do:
  • If you turn on your faucets and nothing comes out, leave the faucets turned on and call a plumber.
  • Do not use electrical appliances in areas of standing water: You could be electrocuted.
  • Never try to thaw a pipe with a torch or other open flame because it could cause a fire hazard. Water damage is preferable to burning down your house!
  • You may be able to thaw a frozen pipe with the warm air from a hair dryer. Start by warming the pipe as close to the faucet as possible, working toward the coldest section of pipe.
  • If your water pipes have already burst, turn off the water at the main shutoff valve in the house; leave the water faucets turned on. Make sure everyone in your family knows where the water shutoff valve is and how to open and close it.

Find out more at http://learningcenter.statefarm.com/residence/maintenance/preventing-frozen-pipes/index.html

Friday, January 11, 2013

6 Must Have Features For Your Next Home



What's missing from your current home? Storage space? Decent parking? Privacy? Chances are, you might not have noticed these missing features when you and your home were in the honeymoon phase. But, sometime in the first few months, that deficiency became glaringly obvious.
When you tour a home, it's normal to get so caught up in the granite kitchen countertops that you might not notice there's insufficient square footage to butter your morning toast. And while that master bedroom looks stylish and neat, you don't realize that it's the size of a postage stamp.
Sometimes, there's a fix. You can downsize the bedroom furniture. You can install shelving or buy bookcases to add storage. And for privacy, you can put up curtains or a fence.
And sometimes you just have to learn to live with it. Or vow that next time around, you won't make the same mistake.
Read on for six make-or-break features for your next home.
There's no such thing as too much storage
There's no such thing as too much storageNo one ever walked out of an open house thinking, "Nice place, but too many closets." On the other hand, a good staging job can disguise that a home has precious little storage.
This is where it pays to use your X-ray eyes. Visually strip away the furniture in a for-sale home and place your furniture and belongings. Or simply measure -- both the rooms and the closets -- and compare it to what you have now, says Eric Tyson, author of "Home Buying for Dummies."
Ditto for kitchen cupboards, pantries and counter space, says Michael Corbett, author of "Before You Buy." Those countertops may look spacious until you get out all of your kitchen toys and discover there's not enough room, he says. Really look at a kitchen in terms of what you need when you cook to make sure the home offers the counter space you need.
Test the commute before you commit
Test the commute before you commitYou're only 15 miles from work. How long is that in traffic time? That daily commute factor is "a really big one that a surprising number of people don't properly research before they commit to a house," Tyson says. He advises trying the commute a few times, driving both ways, before you buy.
"If you wait until you move, it's kind of too late," Tyson says. "You're stuck with the house at that point." Instead, "do the actual commute during the actual time of day -- to and from -- that you'd be doing," he says. And talk to people with similar commutes. You may discover that it ebbs and flows at various times of the year.
Some buyers shop for homes where "commute" doesn't automatically mean "car," says Ron Phipps, immediate past president of the National Association of Realtors and principal broker with Phipps Realty in Warwick, R.I.
"We're seeing a lot more urbanization and a lot more people moving toward public transportation links," he says. One college professor wanted a home that was a comfortable walking distance from campus, he adds. "Five years ago, that wouldn't have been a priority."
How well will you fit in with the neighborhood?
How well will you fit in with the neighborhood?It could be the Saturday night party house, the guy who believes Sundays were made for leaf blowing or the kid who practices the tuba 24/7. Every neighborhood has its eccentrics, and you need to know if you can live with them.
One of the best ways to find out what's going on in the neighborhood is to chat up the neighbors, Corbett says. "You must find out if there are any existing neighborhood problems."
From the minor issues (such as one neighbor's casual mechanic "shop") to the major (a string of crimes in the area), you want to know the concerns of the people who live there. "It's really about asking questions upfront," Corbett says. Ask the seller, and do your own research, too.
One smart move is to visit during morning rush hour, afternoon and evening rush hour, adds Corbett.
One prospective buyer who planned to work from home even toured a home with a phone app that measures ambient noise, Phipps says. The place was quiet, "so it wasn't a problem," he says.
Make sure you have enough power and water
Make sure you have enough power and waterMost people flip lights and faucets on and off when they tour a home just to make sure they get the expected result.
But that's hardly the test of whether the water pipes or electric wiring will meet your needs, Corbett says. You'll need to determine if the plumbing and wiring can accommodate your lifestyle.
Flipping a bedroom light on and off doesn't compare to a busy morning with two blow-dryers and an electric shaver running while the microwave heats breakfast, the air conditioning clicks on and the TV blasts the traffic report.
And if you are showering while someone does laundry and a third person flushes the toilet, will you feel a drop in pressure or a blast of cold water? With water, you can run a few things at one time and see how the home handles the pressure, Corbett says.
As for the electrical systems, you might want to talk to your home inspector, he says. Just explain that there are X number of people in the family who may use electricity simultaneously and ask if it will hold up, Corbett says.
Don't forget a home for your car
Don't forget a home for your carIt's a great home for you, but does it fit your car? Tyson remembers one home he owned came with street parking. It was great, but simple errands such as a trip to the market required a little more planning and a few extra steps. "In retrospect, we wouldn't have done it differently," he says. "But you have to make sure you understand the ramifications of not having a garage in the city."
Likewise, Corbett has seen buyers in condos or town houses realize they don't have a space usable for their car. Especially if the designated spot is against a wall or post, he says.
Some neighborhoods have rules about parking in the driveway or on the street. So if you have a preference or other plans for your new garage, it's smart to check any covenants before buying.
How much do you love your neighbor?
How much do you love your neighbor?Privacy is a factor that some buyers overlook until it's too late. "If you're in the bathroom, are you staring into your neighbor's shower?" says Corbett. "You really have to be smart. Try to spend some time in the house." The goal is to get the feeling of what it's like to really live in the house before you actually buy it, he says.
Do a quick test run and think about the home and what you plan to do there. Then take an hour and "walk through your experience of how you live in the house in a day," he says. You should ask yourself if the home suits both you and the way you plan to live.
"I think the biggest mistake that people make is they have to see not only do they fit," says Corbett, "but does their lifestyle fit?"


Read more: http://www.bankrate.com/finance/real-estate/must-have-features-home.aspx#ixzz2HhH6ZH5f
Follow us: @Bankrate on Twitter | Bankrate on Facebook

Wednesday, January 2, 2013

Organize your Christmas Decorations Video

If you haven't put away those Christmas decorations yet, here is a great video from HGTV.com to help you organize in a way that will make next year's decorating much easier!
Check out the video at:
http://www.hgtv.com/help-around-the-home-january/video/index.html?videoId=38166

Learn more at HGTV.com

Thursday, November 1, 2012

Top 10 Mistakes in Bathroom Design

If you don't know that "walking the privies" means visiting the old outhouse, don't feel too badly. For most of us, the days when nature's call meant getting up close and personal with the out of doors are a few decades in the past -- at least. When the facilities moved indoors, some conscientious housewives were less than enthusiastic. They were sure that bodily waste belonged out back behind the well, or adjacent to the chicken coop. That mindset didn't last long, though. Since the 1970s, the number of homes with not only one bathroom, but two, three or more, has increased more than 30 percent, according to the U.S. Department of Housing and Urban Development.
Building a better bathroom might look easy, but there are definitely elements of bathroom design where you can step in it -- well, not literally, but in your planning strategy. Let's look at 10 bathroom unfriendly design considerations that will dethrone your plans for a successful upgrade.

10. Small Budget for a Big Project

When you plan your bathroom project, expect to be over budget. Some people feed in a fudge factor of 15 to 20 percent for unseen circumstances, while others cross their fingers and hope for the best. The second approach has some serious potential consequences, including having to use the bathroom down the road at the gas station until you resolve billing disputes with your contractor.
Unforeseen issues with mold, dry rot, electrical service, antiquated plumbing and insufficient water pressure can blast a hole in your budget and leave you with a gaping void where your new shower was supposed to be. If you're scraping pennies together to afford that imported tile you want, you might consider waiting until you have a few more coins in your piggy bank.

9. Improper Installation

Without putting too fine a point on it, even without installation screw ups, the bathroom can be a dangerous place to hang out. When you put electricity, water, slippery surfaces, breakables and hurried people together in a small room, it's no wonder that 70 percent of home accidents happen in the bathroom.
An improperly installed electrical outlet, poorly mounted shower door or mirror, or about a thousand other things can pose risks to your safety and possibly even your life. From structurally weakening your home to making your family vulnerable to electrical shocks and toxic mold, improperly installed bathroom upgrades can cost you. If you aren't an accomplished DIYer, get professional assistance from an experienced contractor who can help you build your dream bathroom safely.

8. Uncomfortable Spacing

If you've ever tried to fit into a pair of jeans that are a size too small, you can appreciate the discomfort and inconvenience of using a tiny bathroom day after day. Yes, building codes do mandate some minimal spacing guidelines, but the minimum legal requirements don't take into account your love affair with cheesecake or the fact that your favorite chenille bathrobe takes up as much room as a bedspread. When it comes to the bathroom, more is definitely more -- spacewise, anyway. If you're converting a closet into a bathroom, you'll have to make some compromises, but if you're starting from scratch, consider space a luxury item and indulge yourself.

7. Lack of Storage

Remember back when the airlines served petite and adorable little meals that were still, somehow, really dissatisfying ? Living with a bathroom that has limited storage can be like that. It may look good and appear charming to visitors, but having to schlep your hairdryer back and forth from the bedroom every day gets annoying.
If you're opting for a delightful pedestal sink at the expense of a built-in cabinet with extra storage potential, don't say we didn't warn you. For a guest bath, fine, let your relatives balance their toiletries on the sink rim. If this is your everyday bath -- the one that sees all the real action -- add cabinets, put in shelves, make good use of the walls (for towel racks) and don’t forget to add solid doors complete with sturdy hanging hooks. You can never have too much storage.

6. Thinking Short Term

Anticipating your future needs and keeping your bathroom's appeal universal can save you money in the long run and pay dividends when you go to sell your home. Not everyone will appreciate that antique claw-footed tub or imported marble vessel sink, but a double vanity could go a long way toward making your bathroom more functional and family friendly.
When you traded in your sporty two-door for the family van or crossover vehicle, you adapted your driving habits to suit your changing lifestyle. (We can stop here to mourn with you for a moment or two). Trading in a vehicle is a lot easier than overhauling your bathroom every few years. Do yourself a favor and incorporate quality workmanship and classic styling into your bathroom design.

5. Going Too Trendy

An illuminated faucet and waterfall showerhead may seem like the latest thing in personal indulgence, but what's very in today will probably be very out within five years, maybe less. This goes for fixtures, materials and especially for your design palette (the color scheme you use). Embrace this expert advice: Stick with neutral colors, classic styles and quality, natural materials. If you want to go a little wild, do it with accessory items -- anything you can remove without a wrench, screwdriver or sledgehammer.

4. Choosing the Wrong Materials

Your average bathroom is an environmental nightmare. It can get hot, steamy and cold, all in the course of a few hours. That's hard on materials like wood, textiles, paper and even porous stone. Choose products that are designed specifically for the bath. It's the safest way to ensure that your wallpaper can take the humidity and your hardwood cabinets will retain their smooth gleam until after you've paid off the remodeling loan.

3. Ignoring the Environment

Water conservation is becoming more and more of an issue in the United States. Flushing, showering, bathing, and hand and hair washing all use precious water resources. Low-flow showerheads, auto-shutoff faucets and high-efficiency toilets save water, and they save money, too. Pre-1980 toilets can use more than five gallons of water per flush. If you're changing out one of these dinosaurs, your local water district might offer to foot part of the bill via a rebate. Not only that, a new toilet will pay for itself in water savings over time.
While you're exploring the design options for your new bathroom, consider a gray water system, too. These mini water reclamation stations reuse water from other areas of your home in places like your toilet where fresh, sparkling clean water isn't essential. It's another ingenious way to be environmentally conscious.

2. Inadequate Lighting

That blemish on your face is actually a toast crumb. The reason you're confused is that the lighting in your bathroom is so terrible you can't tell the difference between a chocolate dribble and a freckle. If you think muted lighting will make your yellowing teeth or receding hairline less noticeable (to you anyway), get a grip on yourself.
Poor lighting conditions in a bathroom can be dangerous. Don't take an unexpected tumble because you prefer candlelight to the harsh light of a fluorescent fixture. Install bathroom-rated lights over your sink and near your tub or shower. It'll save your guests the inconvenience of having to carry a flashlight around with them.

1. Improper Ventilation

The ceiling fan you usually forget to turn on is an important piece of bathroom equipment. Good air flow has a number of advantages -- one of which could save you from relying on a stash of air freshening matches. The air in your bathroom doesn't only get stinky, it gets very humid, too. Humidity trapped in a small space like a bathroom will eventually begin to rust metal, like the hinges on your doors and cabinets, unless you have a consistent method for venting excess moisture. It can also cause mold and mildew problems.
There are lots of ventilation options available, from multiple units at stations around the room to the central overhead fixture arrangement you're probably familiar with. Provide your retailer, contractor or building inspector with the dimensions of your bathroom for guidance on sizing. If the location allows, you should also consider adding a window. Windows offer good ventilation as well natural light. They can make a small bathroom look larger, too.


For more information, visit http://tlc.howstuffworks.com/home/10-mistakes-in-bathroom-design10.htm

Monday, October 15, 2012

5 Autumn Accessories to Spice Up Your Home

A simple and festive way to spruce up your home is by using the hues and patterns of fall in your décor. Every area can blossom with a few touches of nature's splendor. Our room-by-room guide will help you usher in the season and its inherent beauty.

1. Liven Up Your Living Room

  • Bring out the rich colors of fall-burnt orange, raspberry, deep green-with throws and accent pillows.
  • Add a hint of fall's harvest with cinnamon or pumpkin-scented candles.
  • Panel curtains with pockets (you can buy these at home stores, or make them yourself if you're handy with a sewing machine) can hold leaves (real or artificial) to bring the beauty of autumn trees indoors.
  • Use family photographs to enhance the seasonal décor: put out pictures of the kids in Halloween costumes, raking leaves, or doing fall activities.
  • Bowls of candy corn, caramels, and other "tricks or treats" are enticing touches.
  • A bowl of seasonal pears-in any color or variety of colors-is beautiful and delicious.

2. Deck Out Your Dining Area

  • Bushel baskets placed in corners or used as a centerpiece add a nice touch of fall.
  • Since apples are in season, they make a great decorating tool; a big bowl can serve as a simple but lovely centerpiece (especially if you combine several types with varying colors and markings).
  • Gourds, with their variety of shapes, sizes, and colors, also make an eye-catching seasonal centerpiece.
  • Make simple, inexpensive fall placemats by placing leaves between two sheets of clear contact or laminating paper. A table runner in fall colors can complement the mats.

3. Beautify Your Bedroom

  • Although most guests won't see your bedrooms (unless they are staying overnight), don't forget to bring fall touches for your own enjoyment. The blankets you put away for spring and summer can come back out to keep you warm on the chilly nights ahead.
  • Use similar touches to those suggested for the living room-pillows, throws, and candles in fall colors and scents make your bedroom a cozy haven at the end of a cold day.

4. Color Your Kitchen

  • As in the dining room, a bowl of seasonal fruits or vegetables is a great way to bring the spirit of the season inside.
  • As the weather cools, our appetites turn to heartier fare such as soup, stew, and chili. Nothing is more appealing and welcoming on a cool autumn night than a steaming tureen of soup and a basket of homemade bread.

5. Perfect Your Porch

  • Get cornstalks and tie together with cloth ribbon in fall designs and colors (you can get this from any craft store). Group mums and a few pumpkins and place on your front porch for a welcoming sign of fall.

http://tlc.howstuffworks.com/home/autumn-accessories5.htm